Barclay’s Credit Card For Students

Posted by Peter Brady on Tue 12th September 2006 at 07:00 AM, Filed in Student CreditUK Credit Cards

As a student it is always important to err on the side of caution as far credit cards are concerned. It’s all to easy to fall into serious debt with hefty APR interest payments to boot. Plus, if you encounter difficulty in terms of repayments, it could affect your credit reference for a very long time, which will impact your ability to hire cars, get further credit or most importantly obtain a mortgage. If you’re thinking that kind of thing is a way off, then think again because poor credit history lingers for a very long time.

However, the Barclays Student Card does seem to offer some reasonable functionality and features, albeit at a price. 

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Here’s the run down:

• APR 14.9%.
• Save money on an Inspiron 1300 notebook offer from Dell when you pay with your Barclaycard. Want more oomph.
• Up to 20% off student essentials from Argos.
• No annual fee.
• Secure shopping with identity protection information.
• Safer shopping online with fraud protection.
• Reassurance about delivery with purchase delivery promise.
• Emergency help when travelling abroad.
• Great holiday deals with our Travel Service.
• Convenient online account management.
• Emergency cash advance and credit card replacement service.
• Text alerts five days before payment is due.
• 24 hour helpline.

Credit Card Cool award a *** ranking out of a potential ***** star ranking for this Credit Card.

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