Bank of America Visa Signature World Points Rewards

Posted by Tom Wilkins on Mon 2nd July 2007 at 06:00 AM, Filed in US Credit Cards

In light of recent research suggesting that the styling of a credit card has more bearing than the interest rate I thought it might be worth mentioning the US Airways Visa Signature. It’s sleek black and silver design gives it a certain panache that would please those who use their cards as a fashion accessory.

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And the features aren’t that bad either:

• 0% Introductory APR on purchases, balance transfers, and cash advance checks for your first 6 billing cycles

• After your introductory APR expires, you will receive a variable APR on purchases and balance transfers, currently Prime + 9.99%. Please note that you will lose your introductory APR if you exceed your credit limit or are late with a payment.

• All payments you make will be applied to the lowest APR balances first

• No balance transfer fees

• 20,000 bonus Dividend Miles after your first net retail purchase

• 1 mile per dollar spent in net purchases

• Double miles on US Airways purchases

• $90 annual fee

Signature benefits

• No preset spending limit◊

• Preferred check-in and preferred boarding

• Annual $99 companion certificate good for two guests

• Visa Dining Privileges to help you get prime-time reservations and discounts

• Unlimited space-available upgrades available for purchase

• $75 discount on a new annual US Airways Club membership

• Complimentary US Airways Club pass

• Free 24/7 personal concierge service

• Preferred travel program offers, special services, and automatic upgrades at select hotels

• Online Banking service

• Total Security Protection, our free package of security features, including zero liability from unauthorized card use

• Travel and emergency assistance

• Automatic auto rental insurance

• Purchase Guard

• Cash advance checks at no extra charge

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