Posted by Tom Wilkins on Fri 6th July 2007 at 06:00 AM, Filed in US Credit Cards
Simmons aren’t a credit provider we’ve looked at before. However, their latest offering in the form of Simmons First Visa Platinum really looks the part.
Key features include:
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In terms of sheer aesthetic appeal it’s hard to beat a gold card. That’s why the American Express Preferred Rewards Gold Card simply looks a cut above the rest.
It’s appeal is not limited by looks. The array of features on offer help make this card a very attractive credit alternative.
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Posted by Tom Wilkins on Mon 2nd July 2007 at 06:00 AM, Filed in US Credit Cards
In light of recent research suggesting that the styling of a credit card has more bearing than the interest rate I thought it might be worth mentioning the US Airways Visa Signature. It’s sleek black and silver design gives it a certain panache that would please those who use their cards as a fashion accessory.
And the features aren’t that bad either:
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“There’s no such thing as a free lunch in life.” How true and this certainly applies in the field of reward schemes.
The plethora of schemes on offer include money back on company gas cards, air miles on airline cards and product discounts on retail cards. All sounds great, but beware the small print.
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A nice piece from the Consumerist which is an ironic reminder of how not to spiral into a black hole of debt
“You’re too far in debt ...
1. If you can’t remember the last time you had zero balances on all your credit cards.
2. If your FICO score is below 650.
3. If you don’t remember what you bought on your credit card last month.
4. If you don’t really know how many coffees, teas, soft drinks or snacks you buy every week.
5. If you use your credit card for utilities, food, snacks and so on, and you’re not doing it to earn frequent flier or bonus points.
6. If you have money in a 401(k), but you have to live on your credit cards in order to put it there.
7. If you have no money in any sort of general savings account.
8. If you’re still paying for restaurant meals you can’t remember eating.
9. If you have to take a cash advance from one credit card to make a payment on another one.
10. If you ever held a garage sale to raise money to make credit card payments.”
I think even the most sensible of us that own credit cards can familiarise ourselves with these ten points.
