Posted by Peter Brady on Mon 11th September 2006 at 07:00 AM, Filed in UK Credit Cards
A new card offered by Marks and Spencer will be offering 0% on all purchases for 12 months and 0% for two years when spending between £1000 and £3000 on furniture in the store. Not bad even if the APR isn’t very competitive.

Check out the details below:
• 16.9% APR
• Enjoy 0% interest on all shopping everywhere for 12 months from date of account opening
• Earn &MORE points on every card spend to treat yourself at M&S
• Fee free balance transfers at just 3.9% p.a. for the life of the balance (transferred within 6 months of account opening)
• Save up to 10% on millions of holidays in addition to any tour operator discounts available with our exclusive Travel Club
• 0% interest for 2 years on M&S furniture purchases in store over £1,000
It’s always nice to see a credit card linking your personal expenditure with charitable donations. Nationwide’s Comic Relief Card does this very well.

Here’s what the card offers:
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If you’re going on holiday you really don’t want to get stung for currency conversion fees when using your credit card aborad. Most cards charge up to 3%, so on a £100 purchase you’ll actually be paying £103 when you get home. The Nationwide offers an excellent credit card which offers 0% commission free use outside the UK.
In addition the Nationwide card also offers the following:
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Not one of our favourite cards principally because of the extortionate Typical APR but you do get some serious travel benefits.
The design is very uninspiring but functional:

Here’s what the card offer comprises:
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I truly love any form of credit facility that can help me achieve a decent APR deal and maybe do some good elsewhere, that’s why I was happy to give a mention to the American Express Red.

In a similar vein I spotted this new credit product released by the NSPCC. Here’s the lowdown:
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