Coutts & Co. World Card is one sexy credit card.
For around $700 annually (waived if more than $100,000 is charged in one year), the Coutts World card offers customers the chance to live like the Queen of England.
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If Coutts is good enough for the Queen then it’s good enough for me! That’s why I think the Coutts Gold Credit Card really is a cut above.
This card offers a convenient, pre-arranged credit facility perfect for making purchases in over 22 million locations globally.
Features include:
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Posted by Tom Wilkins on Tue 24th July 2007 at 06:00 AM, Filed in Credit News
With UK interests now at a lofty 5.75% the pinch is really beginning to be felt by households.
Recent research suggests that out of every pound of the average household’s income, 19p is seconded to repaying debts and interest. Ouch!!
This surpasses the previous peak of 18p seen in the third quarter of 1990, according to PricewaterhouseCoopers.
John Hawksworth, head of macroeconomics at PwC, said:
“Many households have faced a squeeze on their finances due to a combination of modest earnings growth, rising utility bills, higher petrol prices and increased debt repayment costs.”
(Via Daily Mail)
Posted by Tom Wilkins on Mon 23rd July 2007 at 06:00 AM, Filed in Glossary
This is a credit card endorsed by organistations, such as sports teams, colleges, commercial and professional organizations and offered to their members. It is usually an incentivised scheme by which use of the credit card incurs financial benefit for the endorsing organization.
Answering the following questions will help determine whether you are a compulsive spender. Or at least that’s the theory!!!
1. I have not seen my credit statement for over a year and don’t care.
2. I can barely afford the minimum payments on credit card balances - and don’t care.
3. I haven’t checked whether I can get a better credit deal elsewhere for over 2 years.
4. I have an overdraft that runs close to the limit every month.
5. I have been turned down for credit 3 times in the last year.
6. I have no pension, no savings and no assets.
7. I focus on credit card gifts and incentives, not the APR.
8. I have more than twenty credit cards with balances.
9. I have never used a budget to control my spending.
10. I run out of money regularly and have to borrow more on my overdraft.
