If you’re looking to be rewarded for your spending habits then you need to select your credit card carefully.
The two best examples we have been able to find are as follows:
TOP CASHBACK CREDIT CARDS
Capital One Cashback with World Mastercard Card
• Earn 4% cashback on all purchases for the first 3 months.
• Continue to earn 1% Cashback on all purchases after the first 3 months.
• Free Travel Insurance and Travel Assistance for you and your family.
Not bad!
American Express Platinum Credit Card
• 3% for first 3 months.
• Followed by 0.5% for spend up to £3,500, 1% from £3,501-10k, 1.5% thereafter.
The great thing about these deals is that every bit of spend counts - the more the better. Maybe consider paying for weekly shopping, utility bills, holidays etc on these types of cards. The rewards can really add up.
In addition, why not double up your spend on these cards by nominating other cardholders for the same account.
If you’re a devoted Football fan then the Barclaycard Football Credit Card could be right up your alley.
With the new football season just beginning you could enjoy some really interesting features with this new offer from Barclays.
Features include:
Read more...
The MBNA Platinum Plus Credit Card isn’t going to win any prizes for originality with it’s design. Unimaginative, might be the best way to describe it!
However, it does offer some reasonably interesting features to make up for it’s lack of credit card cool…
Read more...
You can’t knock Capital One for their marketing persistence. It seems that virtually every month I get some form of letter through the mail offering a unique deal I simply can’t miss.
I wouldn’t be able to confirm that they offer anything unique, but they are competitive.
The Capital One Platinum MasterCard incorporates:
Read more...
Posted by Tom Wilkins on Fri 10th August 2007 at 06:00 AM, Filed in Credit Tips
There are a myriad of credit card providers out there, deciphering which ones are the best isn’t easy.
Here are some things to bear in mind:
1. Think about what rewards you might want. E.g air miles, points for prizes, etc. Shop around to see what might benefit you the most.
2. Look carefully at APR (definition here), sometimes attractive introductory rates rocket after expiry of the specified period. Take a good look at the small print.
3. Are you a frequent traveller? If so, you really want to look at using a credit card that doesn’t charge transaction fees while abroad. Nationwide are hard to beat on this front.
4. I’m a sucker for a good looking credit card. Take a look at providers that offer bespoke designs - you might just be able to create something quite eye catching.
5. Check what cover you have for fraudulent activity on your card.
6. Check whether there is a transaction fee for transferring credit card balances. It’s usual for transaction fees to be levied on 0% intro APR offers.
