Egg credit cards have always been very competitive right from the early days of internet banking. They maybe finding the field a little more competitive these days, but they still offer a reasonable range of functionality, although the card’s design is pretty boring.
- Interest on balance transfers until 1 February 2007 (plus 2.5% fee).
- 0% on purchases until 1 February 2007.
- 0% anniversary offer on balance transfers for up to five months (plus 2.5% fee).
- After your 0% offers end you’ll pay our standard variable rate, currently 15.9%pa.
- Great deals and discounts at selected retailers.
- Paperless application process - faster, easier and hassle-free.
- Online servicing 24 hours a day, every day.
- No annual fee.
Credit Card Cool award a *** ranking out of a potential ***** star ranking for the Egg Credit Card.
We like to take a vain look at the aesthetics of certain credit cards as well as the functionality they offer. As far as the Virgin Credit Card goes we like it’s look and it has some reasonable components to it’s offer.
These include:
- 0% p.a. for 12 months on balance transfers
- (2% handling fee applies)
- 0% p.a. for 3 months on card purchases
- 15.9% APR typical rate (variable)
- You’ll also get 56 interest free days on your card purchases, as long as you pay your statement balance in full and on time every month.
The Virgin Credit Card comes with some decent discount deals too.
- You can get 10% off all your DVDs, CDs and games from Virgin Megastore online when you use your card.
- Plus, when you use your Virgin Credit Card to buy a new Virgin Mobile, you can save 20% - so you can spend more time chatting to your mates.
The cards themselves come in a variety of snazzy colours and designs that look pretty credit card cool.
Credit Card Cool award a *** ranking out of a potential ***** star ranking for the Virgin Credit Card.
Not one of our favourite cards principally because of the extortionate Typical APR but you do get some serious travel benefits.
The design is very uninspiring but functional:
Here’s what the card offer comprises:
Read more...
I truly love any form of credit facility that can help me achieve a decent APR deal and maybe do some good elsewhere, that’s why I was happy to give a mention to the American Express Red.
In a similar vein I spotted this new credit product released by the NSPCC. Here’s the lowdown:
Read more...
I’ve been noticing a big push on the American Express Red Credit Card in the press recently, in particular a high profile link up with Wimbledon. For those of you unaware of this great little card here’s how it could help you, help millions of others.
“Use the new fee free American Express RED (typical 12.9% variable - which isn’t a bad APR considering the average we see is around the 16% mark) and for all your purchases one percent of your spend will go to the Global Fund to help support programmes in Africa for women and children in Africa who are affected by HIV and Aids. Worldwide, there are approximately 40 million people infected by HIV/Aids in sub-Saharan Africa, an issue which clearly has a serious impact on the health and welfare of their offspring. Over 30 million children have been orphaned as a result of the virus already, and 2,000 youngsters are infected every single day. And it doesn’t take much to change people’s lives for the better: as little as 65p provides ten treatments preventing mother to child transmission of the HIV virus. Spending above £5,000 per year will generate a contribution of 1.25% on all spending above that amount.”
This just seems like a great cause and a great idea. Just give while you spend, how hard is that.
The idea for this was apparently developed by U2’s ubiquitous frontman Bono and Bobby Shriver, Chairman of DATA (Debt, Aids, Trade, Africa). It is really a very simple idea for major brands and corporates to contribute a percentage of revenue from licensed products or services to support those affected by HIV/AIDS in Africa. American Express is a founding partner, alongside partners Gap, Giorgio Armani, Converse and Motorola.
Go and sign up now!
