You can’t knock Capital One for their marketing persistence. It seems that virtually every month I get some form of letter through the mail offering a unique deal I simply can’t miss.
I wouldn’t be able to confirm that they offer anything unique, but they are competitive.
The Capital One Platinum MasterCard incorporates:
Read more...
Posted by Tom Wilkins on Fri 10th August 2007 at 06:00 AM, Filed in Credit Tips
There are a myriad of credit card providers out there, deciphering which ones are the best isn’t easy.
Here are some things to bear in mind:
1. Think about what rewards you might want. E.g air miles, points for prizes, etc. Shop around to see what might benefit you the most.
2. Look carefully at APR (definition here), sometimes attractive introductory rates rocket after expiry of the specified period. Take a good look at the small print.
3. Are you a frequent traveller? If so, you really want to look at using a credit card that doesn’t charge transaction fees while abroad. Nationwide are hard to beat on this front.
4. I’m a sucker for a good looking credit card. Take a look at providers that offer bespoke designs - you might just be able to create something quite eye catching.
5. Check what cover you have for fraudulent activity on your card.
6. Check whether there is a transaction fee for transferring credit card balances. It’s usual for transaction fees to be levied on 0% intro APR offers.
It appears the world of credit cards is about to get the Hello Kitty Platinum Plus Visa. Feted as the first Hello Kitty credit card offered by Sanrio - this baby could be giving you financial help some time soon!
The Hello Kitty Platinum Plus is expected to offer usual reward points, but no air miles unfortunately!
The summer has been a wash out in the UK, hence the mass exodus to warmer climbs.
Early industry reports are suggesting that this exodus of Brits is packing more and more trusty credit cards with their sun block and swim wear. This is in spite of rising credit fees and warnings over credit over stretch.
According to research:
Read more...
1. Credit cards are a big time saver. i.e less reliance on cash and checks.
2. Perfect for internet purchases.
3. Credit cards are vital for making hotel reservations, car rental, purchasing airline tickets etc.
4. Can be used as an alternative form of identification.
5. When used sensibly credit cards can actually save money.
6. Added protection against fraud.
