Many online applications give a fairly rapid response which can vary from virtually instantaneous to a very sluggish several weeks (this is usually reserved for the more exclusive cards).
A general rule of thumb is that the better the credit rating the quicker the response.
Notifications are made by email or postal mail.
The credit card company will issue miles to a frequent flyer account once a month. These are added to a running total of miles earned from flying with affiliated airlines, hotels and car rentals.
How does this really work?
Earning air miles is usually done at 1 mile per dollar spent on your credit card. Some cards run at a rate of $1.20 per mile like Southwest Airlines Signature Visa.
“(but they make it easier to earn with a low threshold of only 16,000 miles and you can earn double mileage credit when booking flights on their website).”
Posted by Peter Brady on Thu 26th October 2006 at 06:00 AM, Filed in US Credit Cards
Usually an annual fee is charged on airline frequent flyer credit cards. This is almost always the case when a card is promoted jointly with an airline. Fee paying cards are almost an extinct species so why are frequent flyer schemes any different?
According to the industry the cost of running the incentivised cards is such that an annual fee must be levied in order for it to be profitable for the bank issuing it. I guess they would say that wouldn’t they! 
Posted by Peter Brady on Wed 25th October 2006 at 06:00 AM, Filed in US Credit Cards
If you do your fair share of travelling you may want to consider the Miles Edge Visa.
Key benefits:
• Receive 1,000 bonus points after your first net retail purchase.
• Earn one point for every $1 in net retail purchases.
• Points last up to five years.
• Redeem points for travel, theme park admissions, certificates to major hotel chains and brand-name merchandise.
